Personal Loan

Get instant funds for your personal needs with minimal documentation and quick approval. Our personal loans are designed to meet various financial requirements such as medical emergencies, wedding expenses, travel, debt consolidation, and more.

Key Features
  • Loan amount up to ₹75 Lakhs
  • Competitive interest rates starting from 9.99%
  • Flexible tenure up to 5 years
  • Quick processing within 24-72 hours
Eligibility
  • Salaried individuals and self-employed professionals
  • Minimum monthly income: ₹25,000
  • CIBIL score: 650 and above
  • Age: 21 to 55 years

Home Loan

Realize your dream of owning a home with our affordable home loan solutions. Whether you're buying a new house, constructing, renovating, or balance transferring an existing home loan, we have the perfect solution for you.

Key Features
  • Loan up to 90% of property value
  • Interest rates starting from 7.10% p.a. to 12% p.a.
  • Tenure up to 30 years
  • Special rate 7.25% for Civil Servants
  • Loan amount up to ₹5 Crores
  • Top-up loan facility available
Eligibility
  • Salaried, self-employed, and professionals
  • Minimum income: ₹25,000 per month
  • CIBIL score: 650 and above
  • Age: 21 to 55 years (up to 70 years for some banks)
  • Business vintage: Minimum 2 years for self-employed
Home Loan Interest Rates in Lucknow (Top Banks & NBFCs)
Bank/NBFC Partner Name Max Tenure Rate of Interest Processing Fees
HDFC BANK HDFC Bank 30 years Starts at 8.50% p.a. Up to 0.50% of the loan or Rs. 3,000 (whichever is higher)
LIC HFL LIC Housing Finance 30 years Starts at 8.50% p.a. 0.50%
Union Bank of India Union Bank of India 30 years Starts at 9.30% p.a. 0.50% of the loan amount
FEDERAL BANK Federal Bank Home Loan 30 years Starts at 8.80% p.a. 0.50% of the loan amount
SBI HOME LOANS SBI Bank Home Loan 30 years Starts at 9.15% p.a. 0.35% of loan amount + GST
Bank of Baroda Bank of Baroda 30 years Starts at 8.40% p.a. Nil
Indian Overseas Bank Indian Overseas Bank 30 years Starts at 8.30% p.a. 0.25% of the loan amount
Indian Home Loan Indian Overseas Bank Home Loan 30 years Starts at 9.10% p.a. 0.50% of home loan amount

Note: Interest rates are subject to change. Contact us for latest rates and offers.

Business Loan

Fuel your business growth with our flexible business loans. Whether you need working capital, want to purchase equipment, expand operations, or meet any other business requirement, we have customized solutions for you.

Key Features
  • Loan amount up to ₹5 Crores
  • Interest rates starting from 10.50% p.a. to 12.99% p.a.
  • Flexible repayment tenure up to 5 years
  • Minimal documentation
  • Quick approval for businesses with 2+ years vintage
Eligibility
  • Proprietorship, Partnership, Pvt Ltd, LLP
  • Minimum business vintage: 2 years
  • Minimum annual turnover: ₹40 Lakhs
  • Profitability in last 2 years

Doctor Loan

Exclusive loan products designed for medical professionals including doctors, dentists, surgeons, and other healthcare practitioners. Special rates and terms for setting up clinics, purchasing equipment, or personal requirements.

Key Features
  • Special interest rates for doctors
  • Loan amount up to ₹1 Crore
  • Flexible tenure up to 7 years
  • Moratorium period available
Eligibility
  • MBBS, BDS, MS, MD, and other medical degrees
  • Practicing doctors and hospital owners
  • Minimum experience: 2 years
  • Age: 25 to 65 years

Car Loan

Drive home your dream car with our attractive car loan options. We offer financing for new and used cars with competitive interest rates and quick processing to get you on the road faster.

Key Features
  • Up to 100% on-road funding
  • Interest rates starting from 7.50% p.a.
  • Tenure up to 7 years
  • Minimal down payment
Eligibility
  • Salaried and self-employed individuals
  • Minimum income: ₹20,000 per month
  • CIBIL score: 650 and above
  • Age: 21 to 65 years

Loan Against Property

Unlock the value of your property to get high-value loans for business expansion, education, medical treatment, or any other financial need. Keep enjoying ownership while using your property as collateral.

Key Features
  • Up to 70% of property value
  • Interest rates starting from 8.50% p.a.
  • Tenure up to 15 years
  • Flexible repayment options
Eligibility
  • Salaried, self-employed, and business owners
  • Residential or commercial property owners
  • Minimum income: ₹30,000 per month
  • CIBIL score: 650 and above

All Our Loan Services

Personal Loan

Quick funds for emergencies, travel, weddings, medical expenses, or debt consolidation with minimal documentation.

  • Up to ₹40 Lakhs
  • Interest from 9.99%
  • Tenure up to 5 years
Learn More

Home Loan

Realize your dream of owning a home with affordable interest rates and flexible repayment options.

  • Up to ₹5 Crores
  • Interest from 7.10% to 12%
  • Tenure up to 30 years
  • Special 7.25% for Civil Servants
Learn More

Business Loan

Fuel your business growth with working capital, equipment financing, and expansion loans.

  • Up to ₹2 Crores
  • Interest from 10.50%
  • Tenure up to 5 years
Learn More

Doctor Loan

Exclusive loan products for medical professionals with special rates and terms.

  • Up to ₹1 Crore
  • Special doctor rates
  • Tenure up to 7 years
Learn More

Car Loan

Finance your dream car with competitive interest rates and minimal down payment.

  • 100% on-road funding
  • Interest from 7.50%
  • Tenure up to 7 years
Learn More

Loan Against Property

Use your property as collateral to get high-value loans for various needs.

  • Up to 70% of property value
  • Interest from 8.50%
  • Tenure up to 15 years
Learn More

Loan Transfer (Balance Transfer)

Transfer your existing loan to lower interest rates and better terms with our balance transfer services.

  • Lower interest rates
  • Top-up loan available
  • Reduced EMI
Learn More

Solar Loan

Finance your solar power projects with specialized loans and contribute to a greener future.

  • Up to 80% project cost
  • Subsidy assistance
  • Long repayment tenure
Learn More

Education Loan

Support your or your child's education with customized education loan products for domestic and international studies.

  • Up to ₹1.5 Crores
  • Moratorium period
  • Collateral-free up to ₹7.5 Lakhs
Learn More

Schools Funding

Specialized funding solutions for educational institutions for infrastructure, equipment, and expansion.

  • Infrastructure development
  • Equipment financing
  • Expansion projects
Learn More

Working Capital Loan

Meet day-to-day operational expenses and manage cash flow with flexible working capital solutions.

  • Flexible repayment
  • Overdraft facility
  • Cash credit
Learn More

Pre-Leased Property Loan

Finance for purchasing commercial properties that are already leased to tenants for assured rental income.

  • Assured rental income
  • Higher loan amounts
  • Commercial property focus
Learn More

Loan Comparison

Compare different loan options to find the best fit for your needs

Loan Type Interest Rate Loan Amount Tenure Processing Time Best For
Personal Loan 9.99% - 16% Up to ₹40 Lakhs 1-5 Years 1-3 Days Emergency expenses, travel, weddings
Home Loan 7.10% - 12% Up to ₹5 Crores 5-30 Years 7-15 Days Buying, constructing, renovating home
Business Loan 10.50% - 18% Up to ₹2 Crores 1-5 Years 3-7 Days Business expansion, working capital
Doctor Loan 9.50% - 13% Up to ₹1 Crore 1-7 Years 3-5 Days Medical professionals, clinic setup
Car Loan 7.50% - 12% Up to ₹50 Lakhs 1-7 Years 1-2 Days New/used car purchase
Loan Against Property 8.50% - 12% Up to ₹5 Crores 1-15 Years 7-10 Days High-value needs using property as collateral

Simple Loan Process

Get your loan approved in just 4 easy steps

1
Application

Submit your loan application online or visit our office with required documents.

2
Documentation

Provide necessary documents for verification and eligibility check.

3
Approval

Get quick approval with competitive interest rates and loan terms.

4
Disbursement

Receive funds directly in your bank account within promised timeline.

Frequently Asked Questions

Find answers to common questions about our loan services

For salaried individuals: Identity proof, address proof, last 3 months salary slips, last 6 months bank statements, and 2 passport size photographs. For self-employed: Identity proof, address proof, business proof, ITR of last 2 years, and business bank statements of last 6 months.

Personal loans and car loans can be approved within 24-72 hours. Home loans and business loans typically take 7-15 days depending on document verification and property evaluation.

For most loans, a CIBIL score of 650 and above is required. However, for special offers like the Bandhan Bank personal loan at 9.99%, a score of 730+ is required.

Yes, most loans allow prepayment. Prepayment charges vary by bank and loan type. Home loans usually have nominal charges after a lock-in period, while personal loans may have minimal or no prepayment charges.

Yes, we offer loans to self-employed professionals and business owners. Documentation requirements include business proof, ITR statements, and business financials.

Need Help Choosing the Right Loan?

Our financial experts are ready to guide you through the process and help you select the best loan option for your needs.

+91 7800043500